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Galway · 13 · Fintech

Payment Gateway Integration for Fintech Companies in Galway

Fintech companies in Galway face unique challenges when integrating payment gateways, from meeting stringent regulatory requirements to ensuring seamless, fraud-resistant transaction processing. As digital payment adoption accelerates in Ireland, fintechs must balance speed with compliance, particularly in areas like PCI DSS, GDPR, and PSD2. Whether launching a new neobank, a payment facilitator, or an embedded finance solution, the right payment gateway integration ensures smooth operations while mitigating risks such as chargebacks and fraud. Companies also need real-time reconciliation capabilities to maintain financial accuracy and operational efficiency across multiple payment methods, currencies, and partners.

Request a quotePayment Gateway Integration in Galway
Datos del sector

Galway maps 80 tech startups, #3 in Ireland and #313 worldwide (StartupBlink 2025).

+21.4% YoY and ~7% of Ireland's startups (StartupBlink 2025). Med-tech and software cluster on the Atlantic coast.

Med-tech and software cluster on the Atlantic coast.

What's included

Deliverables

Integration of MercadoPago, Stripe and/or Wise based on your target market
Optimized checkout (one-page) and payment links
Subscriptions and recurring payments with plan management
Split payments for marketplaces (collecting from multiple sellers)
Confirmation webhooks and transaction state handling
Automatic reconciliation and payment reports
Tech stack
MercadoPagoStripeWiseNext.jsNode.jsPostgreSQLWebhooks
Fintech in other cities
Buenos AiresCABACórdobaRosarioMendozaMar del PlataLa PlataTucumánMadridBarcelonaValenciaSevillaMálagaBilbaoZaragozaParisLyonToulouseBordeauxLilleNantesCiudad de MéxicoGuadalajaraMonterrey
Payment Gateway Integration for other industries in Galway
InsuranceDigital HealthReal EstateEventsAutomotiveRetail and E-commerce
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Frequently asked questions

FAQ

How does payment gateway integration help fintechs comply with Irish and EU regulations like PSD2 and GDPR?

A properly integrated payment gateway ensures compliance by embedding strong customer authentication (SCA) under PSD2, encrypting sensitive data to meet GDPR requirements, and providing audit trails for regulatory reporting. This reduces manual compliance efforts and minimizes the risk of penalties for non-adherence.

What fraud prevention measures should a fintech consider when integrating a payment gateway?

Key measures include real-time transaction monitoring, tokenization for secure data handling, AI-driven anomaly detection, and 3D Secure authentication. These features help fintechs reduce fraud losses while maintaining a seamless user experience.

Why is reconciliation important for fintech payment processing?

Reconciliation ensures financial accuracy by matching transactions across payment processors, banks, and internal ledgers in real time or near-real time. This is critical for detecting discrepancies, preventing revenue leakage, and maintaining trust with customers and regulators.

Can a payment gateway integration support multiple payment methods and currencies?

Yes, a robust integration can handle local payment methods like SEPA in Europe, as well as global options such as credit cards, digital wallets, and alternative payment methods like Apple Pay or Google Pay across multiple currencies.

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