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The Hague · 07 · Insurance

Legacy Modernization for Insurtech Quoting, Claims & Underwriting in The Hague

Insurtech companies in The Hague face growing pressure to modernize legacy systems that slow down quoting processes, delay claims settlements, and complicate policy administration. Many still rely on outdated platforms that lack real-time data integration, making underwriting decisions slower and customer experiences inconsistent. Modernizing these systems not only reduces operational friction but also enables faster policy issuance, more accurate risk assessment, and seamless claims handling. Whether you're launching a new digital-first insurer or upgrading an established player, addressing legacy constraints is key to staying competitive in a market where speed and accuracy define customer trust.

Datos del sector

The Hague maps 372 tech startups, #3 in the Netherlands and #131 worldwide (StartupBlink 2025).

US$581.1M in funding and +31.8% YoY (StartupBlink 2025). Govtech, legal-tech and cybersecurity cluster.

Govtech, legal-tech and cybersecurity cluster.

What's included

Deliverables

Current system audit
Gradual migration plan
REST / GraphQL APIs as intermediary layer
Service containerization
Automated regression tests
Zero-downtime data migration
Tech stack
Node.jsDockerPostgreSQLAPI RESTGraphQLRedis
Legacy Modernization for other industries in The Hague
Frequently asked questions

FAQ

How does legacy modernization improve insurtech quoting processes?

Legacy systems often require manual data entry and fragmented workflows, which slow down quoting and increase errors. Modernizing these systems integrates real-time data sources, automates risk assessment, and streamlines approval workflows, reducing quote turnaround times and improving accuracy.

What are the main challenges in claims management that legacy modernization addresses?

Outdated claims systems often lack automation, leading to delayed settlements, manual fraud checks, and poor customer communication. Modernization replaces these bottlenecks with AI-driven fraud detection, automated workflows, and real-time status updates, improving both efficiency and customer satisfaction.

Can legacy modernization support dynamic pricing in insurtech?

Yes. Modern systems integrate advanced analytics and real-time data feeds, enabling dynamic pricing models that adjust premiums based on current risk factors. This improves competitiveness without compromising underwriting accuracy.

Is legacy modernization suitable for both new and established insurtech players?

Yes. New insurers benefit from scalable, cloud-native architectures from day one, while established players use modernization to phase out outdated systems without disrupting ongoing operations, ensuring continuity and compliance.

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